Payday Loan FAQ's

What exactly is a payday loan?
A payday loan is a small unsecured loan, usually for $50 to $500, which is designed to meet your financial needs until your next payday. Payday loans are also known as cash advances, short term loans, payday advances, cash loans, fast cash, fast loans, bad credit loans, deferred deposit, and a number of other things. No matter what you call them, payday loans can get you through your financial crisis.

How do I apply for a loan?
It’s easy! You can go to our online loan application and sign up today. Click here to apply now!

Is my credit rating checked before I receive an advance?
No. Unlike many other financial institutions, Allstar Payday Loans does not obtain a complete credit report and does not require that you have good credit or, for that matter, any credit history at all.

Does the application process take long?
Customers typically receive approval within hours of applying. Since the money is wired directly into your checking or savings account, you can usually have access to your funds the very next day.

How much money can I have advanced to me?
Our loans range from $50 - $500. You may be eligible for an increase to your loan amount depending on your payment history.

When will the money be in my bank account?
If your application is approved before 2PM on a banking day, we will transfer the money to your bank overnight, and the funds should be posted to your account the next banking day.

What if I only have a business account?
We require you to show us the last 3 months of bank statements to show us your income.

How soon do I have to pay back the loan?
We will begin debiting finance charges from your account starting on your next payday.